Terms of Use

1. Acceptance of Terms

By accessing and using the website ymflow.eu (“the Site”), operated by Ymflow Investments Singapore, you agree to be bound by these Terms of Use. If you do not accept any part of these terms, you must discontinue use of the Site immediately.

2. Intellectual Property

All content, design, source code, trademarks, and the custom template are the exclusive property of Ymflow Investments Singapore. Reproduction, distribution, or modification without prior written consent is strictly prohibited. The phrase “Fidelis et Verax” and the Compass Star emblem are registered intellectual property of the company.

3. Disclaimer of Warranties

The Site is provided “as is” without any representations or warranties, express or implied. Ymflow Investments Singapore makes no warranty that the information on the Site is complete, accurate, or up to date, particularly in relation to financial or legal matters. Nothing on this Site constitutes investment advice.

4. Limitation of Liability

To the fullest extent permitted by Singapore law, Ymflow Investments Singapore shall not be liable for any direct, indirect, incidental, or consequential loss or damage arising out of your use of, or inability to use, the Site. This includes loss of profits, data, or business opportunities, even if the company has been advised of the possibility of such damages.

5. User Conduct

You agree not to misuse the Site, including but not limited to:

• Engaging in any unlawful or fraudulent activity;
• Uploading malicious code or attempting to breach security;
• Using automated systems (scraping, bots) without permission.

6. External Links

This Site does not contain any links to external websites. Ymflow Investments Singapore does not endorse, and is not responsible for, the content or practices of any third‑party site that may be accessed if a link were inadvertently present.

7. Governing Law & Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of Singapore. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the Singapore courts.

8. Changes to These Terms

Ymflow Investments Singapore reserves the right to modify these Terms at any time. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms. It is your responsibility to review this page periodically.