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Bank Instruments types :


  1. Medium Term Notes (MTN): These are debt notes that usually have a maturity of 5 to 10 years, but can also range from 1 to 30 years. MTNs are offered continuously through various dealers and usually offer more flexibility in terms of maturity, currency, and interest rates.

  2. Long Term Notes (LTN): Similar to MTNs but with longer maturities, generally extending beyond 10 years. They are debt instruments issued for extended periods, often by governments or corporations.

  3. Standby Letters of Credit (SBLC): These are financial guarantees provided by a bank on behalf of a client. If the client fails to fulfill a contractual obligation with a third party, the bank will be required to cover the amount involved.

  4. Bank Guarantees (BG): Similar to SBLCs, bank guarantees act as a promise from a bank to cover a specific amount if a client fails to fulfill a contractual commitment or obligation. BGs are often used in international trade or for securing credit.

For each of these Ymflow has a specifique security and comploance process, thet have in common the folowing guidlines :

- No advanced Payment

- Fees deposited With Iolta account escrow atorney

- Authorization For verification